N. Atlanta Real Estate, Roswell Real Estate, N Metro Counties County Real Estate, Pat Barnett

September
Happy Labor Day! Be safe! Enjoy your family!

Primary Mortgage Market Survey®
September 2, 2010

30 Year 15 Year
Average Rate 4.32 % 3.83 %
Fees/Points 0.7 0.6

Next Rate Update: September 9, 2010

Next Rate Update: Check with your Lender as rates change daily-sometimes even hourly!
Just in: Updates
According to the S&P/Case-Shiller Home Price Index, national home prices jumped 3.6% in the past year. Prices also climbed 4.4% in the second quarter compared with a 2.8% plunge in the first quarter. "While the numbers are upbeat, other more recent data on home sales and mortgages point to fewer gains ahead," said David M. Blitzer, chairman of the Index Committee at Standard & Poor's.

The Mortgage Bankers Association's (MBA) Market Composite Index, a measure of mortgage loan application volume, increased 2.7% on a seasonally adjusted basis from one week earlier.

The Consumer Confidence Index rose to 53.5 in August, from July's upwardly revised level of 51.0, the Conference Board, a New York-based research group that compiles the index, said yesterday.

The national, 30-year fixed-mortgage rate (FRM) slightly decreased from a week earlier, setting a new record low average of 4.26%, according to the Zillow Mortgage Marketplace weekly update.

Call and set up a private consultation with me to answer your questions-
770-256-6446 or 770 355-9163 Pat Barnett, Broker
Happy to help you!
To find out more email me:
Patscustomers@gmail.com

Beautiful Fee simple Townhome with 3 bed, 3.5 baths, Like living in a tree house. Green folage is your view.Kitchen has white cabinets, wine rack, breakfast. area, Oversized Master bedroom , walk in closet, , Great room on main level, Recreation. room or media room on lower lever. Finished basement.
In a Golf subdivision, swim/tennis and clubhouse available
$229900 Short sale

Need a Realtor, Call Pat Barnett, Realtor, CRS, GRI, CSP and SFR
Certified Real Estate Specialist, Graduate Realtor Institute, Certified New Home Specialist, and Short sales,Foreclosure and Resource Specialist
770-256-6446 or 770-355-9163
Email: patbsellshouses@gmail.com

Historically Low Interest Rates
Interest rates are at historical lows! Lower rates equal lower payments, or a larger home ? You choose.

Contrary to perceptions, conventional mortgages are available at favorable interest rates for home buyers.

Buyers with good credit, a steady income and a realistic view of what they can afford are excellent candidates for a mortgage, even in this market.

Building Wealth with Homeownership
Historically, homes are a solid long-term investment. For the past 40 years, real estate has delivered the most consistent positive return over any investment.

When you buy a home, you are building equity and adding to your assets. According to the Federal Reserve Board, the average renter´s net worth is $4,800, while the average homeowner´s net worth is $171,000.

Finally, you´ll see a sizable difference each year when you claim the mortgage interest deduction on your taxes.

Talk to Market Experts: REALTORS®
Not only can REALTORS® help you find your perfect home, they are an invaluable resource for selling your home as well. Did you know there are over 180 steps in a typical real estate transaction. Would you pilot your own plane without a pilot's license?

Thinking of Selling? REALTORS® are your best resource to explore your options if you are thinking about selling or buying another property.
Did you know there are over 180 steps in a typical real estate transaction? It´s not worth navigating such a complex process by yourself. (Information from the Georgia Association of Realtors!)
Call your REALTOR® today! If you do not have a REALTOR® to call? Call or text me-I will be happy to help you! Pat 770-256-6446 or 770-355-9163

Perfect home for the 203k loan. this is a FHA backed loan that you use to buy a foreclosure that needs work. You or the lender can get the estimates and roll it into the mortgage. Go to this blog for more information: http://rehabber203k.blogspot.com

BEST BUY!Canton FORECLOSURE $110,000 Reduced $40,000.

1107 Little Rd Canton, GA



Insulated windows in Recreation room and Sun room

Family room with fireplace

Out building storage
Huge Ranch on one acre, larger than it looks! Easy care vinyl siding. Very private lot. This home features a large master bedroom, with walk in closet, double sinks in the bathroom itself, outside dressing vanity and view to spa Sun room Sunroom , 1 bedroom & bath are on the opposite the of jthe home. Lots of kitchen cabinets, stainless sinks, built in stove, trash compactor.
Large recreation room, with double pane windowssun room 1 sunroom with spa*
4 total bedrooms., 2 baths
On a wellHeat and air New HVAC just installed.Hardwood floors in two bedrooms.
Needs TLC in some areas. Needs repainting inside and flooring in a couple of rooms.

Property Type: Single Family Broker Name: Ga RE Lic H-44118

Bedrooms: 4 Agent Name: Pat Barnett

Square Feet: 2600 per county Agent Phone: (770) 448-3331

Baths: 2 Agent Email: pat@patbarnett.com
View from Sun room room to Sunroom with spa!



Property Type: Single Family Broker Name: Ga RE Lic H-44118

Bedrooms: 4 Agent Name: Pat Barnett

Square Feet: 2600 Agent Phone: (770) 448-3331

Baths: 2 Agent Email: pat@patbarnett.com

GREAT BUY! Dawsonville 2 acreage tracts-5 acres each!

2A River Valley Tr Dawsonville, GA



Just Listed. If you are looking for privacy plus, this is it. This is a wonderful piece of property. There is a bubbling stream on one side and you have a view of the mountains at the top of the property. You can build one home or several.(check with the county regarding zoning to do this)
You are just off 400 at the N. Premium outlets. Take the first road past the Outlet. There will be no name on it, but it is labeled "Industrial Road" Once you get to the stop sign, the road becomes Grizzle Road, Then after a couple of miles on this winding road you take a right onto Grizzle Farm Road. From there, there is a big tree with blue tractor mail box. This is River Valley Trail. Go straight down this road and across a bridge. Property is on the left. Road to the property is mostly paved and there is a natural road bed right in front of the creek. Check out the pictures. This property features privacy and quiet tranquility.

$179000 Foreclosure "AS Is"



155 Greenmont Circle Alpharetta, GA



This great two story home is located in Greenmont Walk subdivision off Rucker Rd in the heart of Alpharetta. Close to Wills Park. This home offers large bedrooms, separate Living and Dining rooms. It has a Family room with fireplace with French doors to sunny patio. The kitchen has oak cabinets and is very large with a breakfast bar and a breakfast room-which looks like a sun room. This home does need work and has been reduced accordingly This home can go 203K FHA which is a rehab loan. Ask Pat about the criteria. You only come out of pocket for your down payment of 3.5% plus your prepaids and the repairs are financed in the price of the home. Great program for a great house! Call today Pat Barnett Houses Unlimited, Inc RE Lic 44118 770-355-9163

Property Type: Single Family Broker Name: Ga RE Lic H-44118

Bedrooms: 4 Agent Name: Pat Barnett

Square Feet: 2600 Agent Phone: (770) 448-3331

Baths: 2.5 Agent Email: houses_unlimited_inc@earthlink.net
Having trouble with Credit issues? Here are three solutions. Email Pat for free 40 page way to help clean up your credit.
Go to tab: credit issues.

Why buy from a Realtor?

REALTORS® not only help make the dream of homeownership a reality, they also help build better communities. In small towns and large cities across the globe, REALTORS® help shape and promote community values, giving their time and effort to noble causes. The initiatives highlighted offer examples of how REALTORS® and the NATIONAL ASSOCIATION OF REALTORS® are working to strengthen community bonds.

People often ask what is the difference between a Realtor and a Real Estate Agent. Actually it amounts Accountability one word "Accountibility"
This is my Realtor friends home (John Foster) in Fannin county, Georgia who is selling his Estate. (shown with his permission)

UNBELIEVABLE BUY!
PEACE IN THE VALLEY Private Buffalo Ranch. Rare opportunity to own a private estate in Southern Fannin. 56.13 surveyed acres of mostly pasture property with both sides of Black Ankle Creek & 2 ponds. Features large chinked log home with whole-house generator, Great room with Elk horn chandelier & large rock gas fireplace, built-in bookcases,wrap-around covered porch with outdoor wood-burning fireplace, dining room with Deer horn chandelier, Central Heat and air, wood stove in den, Full-finished basement with 2-truck garage, fenced/cross-fenced pasture with barn & storage shed, picnic porch & metal security gate. Includes Buffalo, livestock & an abundance of wildlife. Own your side of the mountain! Too many amenities to list. Joins USFS - ONE OF A KIND - REDUCED from
$3.3 million to 1.8 million.
Call today. 404-635-6155

Want to see how quickly you can get out of debt? Put in your debt and salary to get an idea. Go to this link then call me:
770-355-9163 www.u1stfinancial.com/patsdebtfree

Thanks for visiting Houses Unlimited, Inc
The Real Estate Company that wants to make your home buying experience a profitable one!

Remember:

God's Word promises that slothfulness will result in loss, but diligence results in gain. "The soul of the sluggard craves and gets nothing, but the soul of the diligent is made fat" (Proverbs 13:4).

". . .But the prudent man considers his steps. . . .He blesses the dwelling of the righteous."

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